5 Steps to Avoid Mortgage Fraud
Mortgage fraud is a common problem during the home buying process. This occurs when important information is misrepresented or omitted on a mortgage loan application in order to secure a loan or receive a larger loan than would have been … Continue reading
The Defense against Predatory Lending is Financial Literacy
Many people attribute our current housing market to predatory lending, which put thousands of San Diego homeowners in a vulnerable situation facing foreclosure. Predatory lending includes home mortgage lending practices where lenders try to pressure consumers into signing loan agreements … Continue reading
San Diego Home Sales Fall, Prices Down
According to DataQuick of La Jolla, CA. Home sales in San Diego County fell in of April, 2011 by 0.5% from April of 2010. While median price fell down from $325,250 in April of 2010 to $321,750 in April, 2011 … Continue reading
Becoming A Competitive Buyer
In today’s real estate market, we often hear that we are experiencing a “Buyer’s Market.” While home prices remain on the lower end and mortgage rates at their lowest in history, the market does seem to be in favor of … Continue reading
6 Things You Should Follow To Avoid Loan-Modification Scams
By: Nick Alameddin Many homeowners across San Diego continue to struggle with their home loan payments, unfortunately there are scammers out there promising them false financial relief. Officials at the California Department of Real Estate – have handled thousands of … Continue reading
Home Prices Off to a Dismal Start in 2011 According to S&P’s/Case-Shiller Home Price Indices
Not the best thing to hear unless you live in Washington DC with a healthy rebound of 3.6% annual growth rate followed by none other than San Diego with a modest .01% gain. The same two cities showed positive growth … Continue reading
Get to the IRS on Time Even If You Can’t Pay
Have you ever completed your tax returns only to find out that you owe way more to Uncle Sam than you were expecting or worse, that your tax bill is more than you can possibly afford to pay right now? … Continue reading
Helpful Hints for Seller’s Negotiating
Helpful Tips for Seller’s Negotiating Preparing for negotiation can be a valuable asset for a seller. While it is a difficult subject for most, a good negotiator will get what they want and make sure there was no money left … Continue reading
Job Hunting, Expert Advice for Landing the Ideal Job
With the national unemployment rate rapidly approaching double digits, many Americans are finding themselves in need of a job. Since it’s no secret that searching for employment during a down economy can be both strenuous and terrifying, we at YOU … Continue reading
June New Homes Sales Rise 11%
In an article written by Alan Zibel posted on Yahoo news today, Good news for the housing industry were confirmed again. The worst of the housing recession … is now behind us, said David Resler, chief economist at Nomura Securities. … Continue reading
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